Verify Employee Provident Fund Existing Balance and Withdrawal Status Online

Verify Employee Provident Fund Existing Balance and Withdrawal Status Online

Earn upto Rs. 9,000 pm checking Emails. Join now!

Now, you can check or verify your existing Provident Fund
Member balance Online. .
Presently, this blog provides to check the current balance in your PF account by providing Employer's establishment code and PF account number which would be available in your monthly payslip

Public Provident Fund (India)
Public Provident Fund (PPF) is a savings-cum-tax-saving instrument in India. It also serves as a retirement-planning tool for many of those who do not haveany structured pension plan covering them. Individuals and Hindu Undivided Families can open the PPF account. Even in the name of a minor account can be opened.
A person can have only one account in his name. The account can be opened in designated post offices, State Bank of India branches and branches of some nationalised bank.Non-resident Indians (NRIs) are not eligible to open an account under the Public Provident Fund Scheme. If a resident who subsequently becomes NRI during the currency of maturity period prescribed under Public Provident Fund Scheme, may continue to subscribe to the fund till its maturity on a non-repatriation basis. Rate of Return on PPF is 8.6 % p.a. (Compounded annually). Interest is calculated on the lowest balance between the close of the fifth day and the last day of every month. The contribution to the account can vary from year to year, from a minimum of Rs 500 to a maximum of Rs 100,000 in any given year.

Investments in a PPF account can be made in multiples of Rs 5, either lumpsum, or in installments (not exceeding 12 in a year and more than one deposit can be made in a month). The credit to the PPF account is made on the date of presentation of the cheque and not on the date of its clearance. This allows flexibility in savings. The tenure of the PPF account is 15 years, which can be further extended in blocks of
5 years each for any number of blocks. The extension can be with or without contribution. An account holder, continuing with fresh subscription, can withdraw up to 60% of the balance to his credit at the commencement of each extended period in one or more installments but only once in a year.

Every subscription shall be made in cash or through a crossed check or draft or postal order, in favor of the accounts office, at the place at which that office is situated. In case of any check, draft or postal order should be drawn at a bank or post office at that place. Nomination facility is available. In the case of joint nominees, it is possible to allocate the percentage of benefits to each nominee.A loan repayable in 36 months can be obtained in or after the 3rd year, up to 25 per cent of the balance at the end of the preceding financial year. The interest charged on the loan is 1 per cent higher for the first 36 months, and thereafter, 6 per cent on the outstanding amount. A second loan can be obtained before the end of the 6th financial year if the first one is fully repaid.
Provident Fund Data Available for the given below locations:
EPFO Agra EPFO BandraEPFO Mysore
EPFO Allahabad EPFO BangaloreEPFO Nagercoil
EPFO Amritsar EPFO BellaryEPFO Nagpur
EPFO Bareilly EPFO BerhampurEPFO Nashik
EPFO Bathinda EPFO BhopalEPFO Nizamabad
EPFO   Bhagalpur EPFO BhubaneshwarEPFO Peenya
EPFO   Chandigarh EPFO BommasandraEPFO Port Blair
EPFO Dehradun EPFO ChennaiEPFO Puducherry
EPFO Delhi EPFO ChikmagalurEPFO Pune
EPFO   Faridabad EPFO CoimbatoreEPFO Raichur
EPFO   Gorakhpur EPFO DarjeelingEPFO Raipur
EPFO Guntur EPFO DurgapurEPFO Rajahmundry
EPFO Gurgaon EPFO GoaEPFO Rajkot
EPFO Haldwani EPFO GulbargaEPFO Ranchi
EPFO   Hyderabad EPFO GuwahatiEPFO Rourkela
EPFO Jaipur EPFO GwaliorEPFO Salem
EPFO   Jalandhar EPFO HowrahEPFO Shillong
EPFO Jodhpur EPFO HubliEPFO Shimoga
EPFO Kadapa EPFO IndoreEPFO Siddipet
EPFO Kanpur EPFO JabalpurEPFO Siliguri
EPFO Karnal EPFO JalpaiguriEPFO Solapur
EPFO Kota EPFO JamshedpurEPFO Surat
EPFO Lucknow EPFO JangipurEPFO Tambaram
EPFO Ludhiana EPFO KandivaliEPFO Thane
EPFO Meerut EPFO KannurEPFO   Thiruvananthapuram
EPFO   Muzaffarpur EPFO KarimnagarEPFO Tinsukia
EPFO Noida EPFO KeonjharEPFO Tirunelveli
EPFO   Patancheru EPFO KochiEPFO Trichy
EPFO Patna EPFO KolhapurEPFO Udupi
EPFO Rohtak EPFO KolkataEPFO Ujjain
EPFO Shimla EPFO KollamEPFO Vadodara
EPFO Udaipur EPFO KottayamEPFO Vapi
EPFO Varanasi EPFO KozhikodeEPFO Vashi
EPFO AgartalaEPFO KukatpallyEPFO Vellore
EPFO   AhmedabadEPFO MaduraiEPFO Visakhapatnam
EPFO AkolaEPFO MangaloreEPFO Warangal
EPFO   AurangabadEPFO MumbaiEPFO Whitefield 

Withdrawals from PPF account
A withdrawal is permissible every year from the 7th financial year of the date of opening of the account. Only if the amount does not exceed 50% of the balance at the end of the 4th preceding year, or the year immediately preceding the year of the withdrawal, whichever is lower, less the amount of loan if any.
There is no tax on the amount withdrawn. The withdrawal can be used to reinvest in the PPF account.

PPF defaults and revival
If the PPF account-holder fails to deposit the minimum Rs 500 in a given financial year, the account is considered as discontinued but the interest will continue to accrue and be paid at the end of the term. Loans and withdrawals are not allowed. This account can be revived on payment of a fee of Rs 50 for each year of default, along with the arrears of subscription of Rs 500 for each such year.